Accounts Receivable & Factoring Financing

Accounts receivable financing, or Factoring, is the purchase of accounts receivable invoices at a discount. If you sell your products or services to businesses that pay in a typical 30, 60, 90, or 120 days, we have a liquidity solution for you. Your company can be a start-up, unprofitable, or in bankruptcy. Accounts receivable financing is based on the businesses customers credit, not the business. This product does not show as a debt on your financials because you are selling an asset to receive the capital. This product has many advantages, but one main point is the fact that its like outsourcing your accounts receivable department. Factors provide valuable services one of which; they underwrite your customer’s creditworthiness from behind the scene.

Highlights to Program:

  • Cash in 24 Hours

  • No personal guarantees

  • Any type of business qualifies 

  • Non Recourse even if the account is never collected.

  • Credit insurance on your clients 

  • No arbitrary loan board decisions, no fixed payments

  • As sales and receivables increase, funding increases

  • You focus on your business, not collections

  • Take advantage of early payment or bulk purchase discounts from your suppliers

  • Ability to service large and or unanticipated orders

  • Accounts receivable financing is more flexible and quicker than bank loans

Use of Proceeds:

  • Fund payroll or other operating expenses

  • Purchase inventory to take advantage of bulk/early payment discounts

  • Fund expansion and growth

  • Respond to seasonal demands and opportunities

  • Take on that large new account with confidence