Types of Leases We Offer:

  • Application only up to $150,000. No financial statements required.

  • Middle market financing up to $500,000

  • Large ticket over $500,000

  • Little or no down payment

We can finance any type of business related equipment:

Approvals for application only in 24 hours. Middle market and large ticket financing typically take 3-5 days. Up to 84 months to repay with excellent rates. These programs are typically for companies that have been in business for two years or more.


Sale & Lease Back:

Most companies need working capital for expansion and do not want to use their bank lines for working capital. We have a program that uses the equity in your existing equipment, to give your company the working capital it needs. We purchase your equipment and lease it back to you, and once the term is complete, its your equipment again.

Startup Program:

Most lenders will not finance companies that are start-ups. Our lenders do lease to start-ups.

B, C and D Credits:

Many business owners struggled to make it through 2008-2010 during the financial crisis. These business owners in some cases, scared their personal credit as a result of navigating through those uncertain times. We have programs to help you rebuild your company back to where it needs to be, regardless to where you are now.


Government and Municipal Leasing:

We can provide lease financing to any government or municipal entity with guaranteed approval. The rate is determined by the rating of the municipality or government agency. ​

Advantages of Leasing:

  • Low monthly payments

  • The monthly lease payment will usually be lower than the payment required by other methods of financing equipment.

  • Preserve existing lines of credit

  • You keep your working capital for future needs and unexpected expenses when revenues are low.

  • Most types of financing require down payments of up to 25%, and with leasing, 100% of the cost of the equipment is financed.  Most leases require only one or two payments in advance.

  • Leasing typically has no impact on your bank credit lines. Protect your borrowing power for other business needs or opportunities.

  • Eliminate obsolescence. Technology is changing at a rapid pace. What meets your business’ needs today may be obsolete three years from now. Leasing allows you the flexibility to maintain a competitive edge by giving you today’s best technology, then allowing you to upgrade when the equipment has outlived its advantage.

  • Fixed payments through the term of the lease.

  • Unlike bank lines of credit that usually have variable rates, lease payments are fixed.

  • Significant tax advantages.  Leasing eliminates the need for depreciation schedules.

  • You can always lease equipment — you can’t lease money!